Terms of Use

These Terms of Use govern access to xrxxx.top and the general use of information published by Neil Hutchinson Mortgages Limited. By using this website, you agree to these Terms. If you do not agree, please do not use the website.

Website content

We aim to keep the website useful and accurate, but content is provided for general information and may change without notice. Nothing on the website is professional, legal, financial, or technical advice, and it does not create a contract unless expressly agreed in writing.

Permitted use

You may browse, read, and share reasonable links to the website for lawful purposes. You must not misuse the website, interfere with its operation, attempt unauthorised access, introduce malicious code, scrape content in a way that burdens the service, or use the website to violate the rights of others.

Intellectual property

Unless stated otherwise, the website, its design, text, graphics, and underlying materials are owned by or licensed to Neil Hutchinson Mortgages Limited. You may not reproduce, adapt, distribute, or commercially exploit these materials without prior written permission, except where a mandatory legal exception applies.

Enquiries and engagements

Submitting an enquiry does not create a client relationship or guarantee that we will accept an engagement. Any paid services, deliverables, responsibilities, fees, and timelines will be governed by a separate written agreement. If these Terms conflict with that agreement, the agreement will apply to the relevant services.

Third-party services and links

The website may refer to third-party websites, tools, or services for convenience. We do not control or endorse them and are not responsible for their content, availability, security, or privacy practices. Your use of them is subject to their own terms.

Availability and disclaimers

The website is provided on an as-available basis. To the extent permitted by applicable law, we disclaim warranties that the website will be uninterrupted, error-free, complete, or free from harmful components. We do not promise that every published result or example will be available to every user.

Limitation of liability

To the extent permitted by applicable law, Neil Hutchinson Mortgages Limited will not be liable for indirect, incidental, special, consequential, or loss-of-profit damages arising from use of, or inability to use, the website. Nothing in these Terms limits liability that cannot lawfully be limited or excluded.

Indemnity

To the extent permitted by law, you agree to be responsible for losses arising from your misuse of the website or breach of these Terms.

Changes and governing principles

We may update these Terms by publishing a revised version. Continued use after an update means you accept the revised Terms. Any dispute will be handled under the applicable laws and courts relevant to the parties and the engagement, unless mandatory law requires otherwise.

Contact

Questions about these Terms may be sent to admin@xrxxx.top.